Working Capital Planning Guide

To obtain more information, click on the type of Financing below.


Type of Corporate Financing
Minimum Loan Size Required
Positive Net Worth Required
Minimum Annual Revenues
Years of Profits Required
Accounts Receivable Required
Minimum Years in Business
Real Estate Required
Relative Cost of Funds
PORTER CAPITAL SERVICE
Assett-Based Loan
$500,000
Yes
$4.0 Million
2
Yes
2
No
Medium
Direct Lender
A/R Financing
$250,000
Yes
$4.0 Million
2
Yes
3
No
Medium
Direct Lender
Export A/R Loan
$250,000
Yes
$4.0 Million
2
Yes
2
No
Medium
Direct Lender
A/R Factoring
$50,000
No
$750,000
0
Yes
0
No
Medium
Direct Lender
Suppliers Guarantee
$100,000
No
$1.5 Million
1
Yes
1
No
Medium
Direct Lender
Bridge Financing
$100,000
No
$1.0 Million
0
No
1
Often
Medium
Direct Lender
Equipment Lease
$50,000
Yes
$1.0 Million
2
No
2
No
Low
Direct Lender
Import Ltr of Credit
$100,000
Often
$2.0 Million
1
No
1
No
High
Direct Lender
Pur. Order Financing
$100,000
Often
$2.0 Million
1
Yes
2
No
High
Direct Lender
Corporate Bank Loan
$500,000
Yes
$3.0 Million
3
Yes
3
No
V.Low
Matchmaker
$250,000
Yes
$300,000
1
No
1
Yes
V.Low
Matchmaker
Venture Capital
$2.0 Million
No
$6.0 Million
1
Often
2
No
V.High
Matchmaker