Bridge Financing

A "Bridge Loan" is a loan for a short period of time that is used until more permanent financing can be put in place. Bridge loans are often the perfect solution to many time-sensitive transactions. They enable a purchaser or an investor to act quickly with cash to secure a favorable acquisition, start a business, repair a storm-damaged building before an insurance settlement, or prepare for a public offering.

We fund loans from $100,000 to $2,000,000, using publicly traded stock, machinery and equipment, accounts receivable, and real estate as collateral. Our loans range from 90 days in duration to 24 months. Our interest rates are 1.25% to 1.75% a month. Typically, the borrower pays us points as an origination fee. In some circumstances, interest, fees, and points can be added to the loan. All loans are based on a Loan-to-Value Ratio, rarely greater than 50% of the Quick Sale Value, with raw land and empty-building loans limited to 30%.

Return to Working Capital Planning Guide

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This Guide includes information on business financing options and how to decide which is best for your business.